Basic information when buying and selling your property.
Mortgage
Getting a mortgage with no money down can certainly help you realize your dream of home ownership. And, while owning a home is the American dream, purchasing a home can be a difficult and confusing process. But help has arrived. Don’t wait any longer! Use our simple Loan Calculator and see what you can afford.
Sale Prices
Do some research and find out how much homes have sold for in your neighborhood. Check by location or price.
Credit Report
The federal Fair Credit Reporting Act (FCRA) requires that U.S. consumers be entitled to a free credit report each year. The government’s goal is to make sure that consumers stay informed, fight identity theft, and get fair treatment.
Learn how your credit report affects your ability to obtain a mortgage, get a free copy of your credit report online.
How do I Get my Free Credit Report?
The nation’s credit reporting agencies have teamed up and built a website that you should use to get your free credit report. The site is www.annualcreditreport.com. You can also call them at 877-322-8228 and request your free credit report.
Contacting the Credit Agencies Directly
You can also call the major credit agencies directly and ask about a free credit report. However, the FCRA-mandated “Annual Free Credit Reports” are only available through the website and phone number above. In other words, you might have to pay if you contact a credit agency directly.
Home Inspections
Before you make an offer and before you even start looking for a property you should use a reputable property inspector to inspect the home you are looking to purchase. A good home inspector will help you determine if you will be making the right decision.
Contracts and Forms
Get Contracts and Forms for virtually every real estate situation! We have available some basic forms that are free to download. more…
Change Your Address
Don’t forget to notify the Post Office you are moving. Use this change of address service and save yourself hours and hours of frustration. This service will notify everyone who needs to know that you have a new address, including the following: the Post Office, banks, credit cards, magazines, insurance companies, investment brokers, alumni associations, social organizations. more…
Home Improvements
Does your home need a spruce up? Are you selling or about to buy? Check out home improvements where you can choose from a list of services that includes everything from landscaping to plumbing. For very little money you can spruce up your home making it more desirable to the buyer.
And no matter where you live there are qualified contractors in your area keen to offer you a service. Don’t go with the first professional you meet, even if the price seems very competitive, always get three quotations and don’t always go for the cheapest. If a quotation seems unbelievable it probably is. Ask around and read on-line reviews from other consumers.
